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HVAC Financing:
Purchasing and Payment Options for HVAC Systems

Making your HVAC project affordable, so you can dream about what’s possible.

Receive instant approval on up to $100,000 for any Heating, Venting, and Air Conditioning home improvement loan with no hidden contractor fees, credit cards or prepayment penalties. With a PowerPay home improvement loan you can repair or purchase a brand new, energy-efficient HVAC system. HVAC equipment and any installation are included. You can pay for your home improvement over time through low, fixed rates with low, fixed monthly payments. It’s easy to apply for a loan online and approval comes in seconds

Fair, Reasonable and Lowest Payment Possible!

    • Rates starting at 8.99%

    • Up to 15-year terms

    • Borrow up to $100K

    • No prepayment penalties or hidden costs

    • No Credit Card

High efficiency modern AC-heater unit, energy save solution on backyard.jpg

Financing is an easy way to get the HVAC system you want without breaking the bank. It also allows you access to funds right away so there’s no more delay to getting started on those much-needed repairs!

With PowerPay as a lending partner, customers can enjoy:

Flexibility. There are many different HVAC financing options available, including 0% interest rates on HVAC loans with no money down.

Convenience. HVAC financing can be done online or over the phone; it’s quick and easy!

Longterm repayments. HVAC financing is a great way to spread out those large up-front payments over time while still enjoying all the benefits that come with using an HVAC system. You’ll have peace of mind knowing everything will work properly when needed most (especially during extreme weather conditions) without any large, upfront costs.

Savings. Save up to 30% off your monthly electricity bill by replacing an old HVAC system that isn’t working properly anymore with a newer model.

The Benefits of PowerPay Financing for HVAC Projects

Applying for HVAC financing with PowerPay

Applying for HVAC financing is a quick and easy process, with approval coming in as little as 60 seconds! To apply, start by filling out this form.

If you need more information about our HVAC financing options please contact us. We’re always happy to help answer any questions or concerns you may have!

1Subject to credit approval. Minimum monthly payments required. See store for details.

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PowerPay FAQ

Visit the PowerPay FAQ for borrowers to learn more about HVAC financing options, as well as answers to other frequently asked questions. 

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